What is the best way to finance software projects?

What is the best way to finance software projects?

Germany is investing heavily in digitalization. From small software solutions to large ERP projects like SAP S/4HANA. A decisive shift has taken place in this space: instead of purchasing on-premise licenses, Software as a Service now dominates the market.

Many companies therefore don't consider lease financing — after all, installment payments already provide a form of financing.

But that view is too narrow.

Introducing software involves far more costs than just licensing fees:

🔹 Extensive consulting services
🔹 Project planning and implementation
🔹 Customizing and adjustments
🔹 Training for the entire team
🔹 Internal project management and in-house contributions


While some of these additional expenditures can be capitalized, a portion still flows through the P&L as a burden.
All of these costs can be financed together with the software license — helping to protect both liquidity and the P&L.


And with the advantages outlined above, this only works through leasing.

This financing strategy proves its worth not only for investment grade companies. It is particularly valuable for non-investment grade companies or leveraged buyouts.

This way, you avoid massive one-time charges and create predictable, liquidity-friendly structures for your digitalization projects.

👉 Let's talk about the options for your next software project!