Banks are tightening the reins further -
Construction and retail particularly hard hit!
The current KfW-ifo credit hurdle (Q2/2026) makes it clear: Larger companies in the main construction trade and in retail are complaining more than ever about difficulties in obtaining credit.
The reason? The negative outlook on the sector (cf. ifo Business Climate Index) feeds directly into banks' risk decisions.
The good news: You don't have to rely solely on your principal bank(s) to remain capable of acting.
There are viable alternatives:
👉 Lease new investments flexibly: Protect your credit lines with the bank.
👉 Unlock liquidity via Sale & Leaseback: Convert valuable operating assets (e.g. machinery, vehicles or equipment) directly into fresh capital.
👉 Your advantage with leasing: Since the financed asset serves as direct collateral for the leasing company, the risk is assessed differently. This enables tailor-made financing solutions – even in challenging circumstances.
Let us explore your options!
Simply send me a direct message.
#LeasingPilot #LeasingCanDoMore #SMEFinancing #MainConstructionTrade #Retail #SaleAndLeaseBack #CorporateFinancing
Banks are tightening the reins further -
