---
alternate_lang: de
date_added: '2026-10-15T07:10:33.916000+00:00'
date_modified: '2026-10-16T10:00:17.162258+00:00'
description: How do you use leasing in your company? 🔹Only for specific asset categories
  (e.g. vehicles), or 🔹on an ad-hoc basis when a larger investment comes up (regardles
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title: How do you use leasing in your company?
type: article
url: http://leasing-pilot.com/en/news/how-do-you-use-leasing-in-your-company/
---



1. [News](/en/news/)
2. How do you use leasing in your company?

# How do you use leasing in your company?

How do you use leasing in your company? 🔹Only for specific asset categories (e.g. vehicles), or 🔹on an ad-hoc basis when a larger investment comes up (regardles

![How do you use leasing in your company?](/media/thumbs/news_image/linkedin-424fe91cf0.webp.400x400_q85.webp)


How do you use leasing in your company?   
🔹Only for specific asset categories (e.g. vehicles), or   
🔹on an ad-hoc basis when a larger investment comes up (regardless of the asset), or   
🔹strategically, i.e. actively identifying the assets most suitable for leasing?   
  
In practice, leasing is often regarded as a straightforward financing instrument, frequently used outside of treasury — for example, by the procurement department.   
  
The true strategic advantages, such as   
🔹the ability to manage the balance sheet, P&L, and covenants,   
🔹spreading the maturities of financing instruments,   
🔹diversifying funding sources, and   
🔹relieving working capital lines at core banks,   
are often overlooked and therefore left untapped.  
  
Leasing and hire purchase deliver their greatest benefits to the financier when the asset   
a) has a well-assessable secondary market or residual value, or   
b) is absolutely essential to operations.  
As a customer, you can leverage these considerations from the financier's perspective to your own advantage!  
  
🔹Risk reduction through asset security: The leasing company calculates the asset's value trajectory and determines the "unsecured risk" not covered by the collateral — meaning the asset is factored in as a risk-mitigating element (since leasing, unlike loans, legally permits this).   
🔹Faster risk reduction: As ongoing repayment instalments are made, the financier's exposure decreases significantly faster than the asset's market value (reducing the unsecured risk), and after a certain period, the financier is fully secured by the asset's value alone.  
  
Use these considerations strategically in your treasury!  
The stronger asset-based collateral allows lessors to offer significantly longer terms compared to bank loans!   
  
👉Finance long-lived, value-retaining assets with long maturities through leasing (the golden rule) — other assets without a genuine secondary market can just as easily be financed via loans.   
  
Ideally, working capital lines can then be used for their actual purpose — financing working capital — since their "rigid utilisation" has been financed elsewhere through leasing. Good for your credit rating!   
  
👉This also allows you to positively influence your equity ratio and leverage… which is precisely why leasing is a strategic financing instrument!   
  
👉 Do you apply these considerations when choosing your financing instrument?  
  
Let's talk!